Founder · Author · Speaker
Talk to John.
I'm John Wingate, founder and CEO of BankSocial, a #1 bestselling author, a Davos and Google Next speaker. This is my AI. It knows everything I've built, written, and argued. Ask it anything.
The reel
On stage, in the room
01 — The books
Both on Amazon →
Quantularity
A Quantum Framework for the Human Experience. It dismantles the myth of the Singularity for a future where intelligence expands into many.
Going Agentic
The Blueprint for Multiplying Everything You Do with AI. A field guide to delegating real authority in the age of intelligent machines.
02 — Speaking
Stages
Signature talks
- Going Agentic — what changes when you stop doing the work
- Cooperative capitalism & the next financial operating system
- The Quantularity — a future where intelligence expands into many
- Agentic AI for the enterprise: delegating authority, not tasks
Book John for your stage.
Keynotes and fireside conversations on agentic AI, the future of intelligence, and the reinvention of finance. No form. Just tell AI John about your event and he takes the details himself.
03 — What I'm building
Cooperative capitalism, in practiceBankSocial
Rewriting the world's financial operating system, converging advanced AI, decentralized networks, and next-generation finance into a new model of cooperative capitalism.
banksocial.io →VentureStablenomics
The economics of stable, programmable money, operationalized.
Parent companyFivancial
The parent company behind BankSocial, bringing Human Powered AI to banks and credit unions.
InstituteConverge Institute
Convening leaders and builders to advance AI and innovation across community finance.
AcceleratorConvergeAI
An accelerator advancing innovation from the ground up, turning young builders into founders.
04 — Human in the Loop
All essays →Execution Is a Place to Hide
Doing the work feels productive even when it's avoidance. When agents take over execution, the hiding place disappears and you're left with the question you were dodging: what do you actually want?
You Just Became a Manager. Nobody Told You.
If your work now means reviewing what something else produced and signing for it, you got promoted and nobody told you. Directing work fails differently than doing it. Here's the craft to learn.
The Floor Moved and Nobody Sent a Memo
The tools got faster and you got busier, not freer. Output expectations reset seven to eightfold and nobody sent a memo. Why the plateau is invisible from inside, and the one move that gets you off it.
Begin With Two, Not With Ten
Everyone reaches for ten streams and regrets it. Two run properly will teach you more in a month than ten run badly teach you in a year. Why to start smaller than feels impressive, and how.
The High-Agency Advantage: Why Ownership Beats Talent in the Age of Agents
When AI agents can execute almost anything, raw talent stops being the bottleneck. What's scarce now is agency, the will to decide, to start, and to own the outcome. Here's why the highest-agency people are about to pull away from everyone else.
05 — About John
- Founder, Chairman & CEO
- BankSocial
- #1 Bestselling Author
- Quantularity · Literary Titan Gold
- Keynote Speaker
- Davos · Google Next
- Fmr. Advisor
- World Bank · Phantom Space
I'm a technologist, #1 bestselling author, and the founder and CEO of BankSocial. My mission is to rewrite the world's financial operating system, converging advanced AI, decentralized networks, and next-generation finance into a new paradigm I call cooperative capitalism — reimagining how nations, institutions, and individuals collaborate and transact on a global scale.
I've spoken multiple times at the World Economic Forum in Davos and presented on agentic AI systems at Google Next, Google's premier conference, and on stages from Money20/20 and Consensus to StableCon and the Hedera Council. I've advised some of the largest organizations in the world, including the World Bank, and served as a strategic advisor to Phantom Space. Beyond my own companies, I build and advise on agentic platforms for industries around the world, across fintech, AI, and next-generation finance.
I'm the author of the international #1 bestseller Quantularity: A Quantum Framework for the Human Experience, winner of the Literary Titan Gold Award, which dismantles the myth of the Singularity in favor of a future where intelligence expands into many. My new book, Going Agentic: The Blueprint for Multiplying Everything You Do with AI, is a field guide for taking ownership in the age of intelligent machines.